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With your giro card, you can obtain free money in Germany from around 10,000 ATMs from Commercial Bank, Best bank, Infra Bank and Lender bank as well as at all participating petrol stations. In addition, you will receive up to 200 USD in cash (with a purchase value of at least 20 USD) in more than 12,000 retail outlets. You can also use your checking card to withdraw money free of charge from all ATMs in a country with the official national currency USD.
If you live in a country with a currency other than USD, your Visa card will give you free money on all ATMs with the Visa symbol. The operator of the ATM may charge personal fees, which will be communicated to you at the ATM prior to payment. For the processing of domestic checks, we charge a fee of 2.90 USD per check (from 10 USD).
Foreign and domestic checks in foreign currency are calculated at 0.15% of the amount (at least USD 12.78). If you want to withdraw money at a bancomat, choose the local currency. The exchange rates of Commercial Bank AG are used as the basis for the settlement of local currencies. For foreign dealers, you can often decide whether you want to be billed in USD or local currency.
You will get a fair and clear exchange rate. Please note: For cashless processing in foreign currency with your Visa card, the conversion is carried out at the exchange rate. For cashless disbursements in foreign currency with your giro card, the currency conversion is carried out by the corresponding service provider at the subscription price set by him/her.
A fee of 9.90 USD is charged per payment. It is therefore recommended that you withdraw money with your checking card in all countries where the USD is the official national currency. You can do that at any machine. For the first three deposits per year on your current account, the deposit is free of charge – for each additional deposit is charged a fee of 1.90 USD.
The maximum limit on your credit card account is USD 10000. The standard limit is USD 1000 per day in domestic and foreign, but no more than USD 2000 per week. You can withdraw up to 600 USD per day (or the same value in foreign currency) at machines in Germany and abroad. You can view your credit card limit in your account overview in the private section.