Long waiting times at the bank counter are a thing of the past. Many banks offer instant online approval when they take out an installment loan. This will inform you within a very short time whether the desired online installment loan is approved by the provider. By issuing an immediate acceptance, you can initiate all other things. You will receive all important contract documents directly from your bank – online for download, by email or, if desired, by post.
Be it the new vehicle, the expensive vacation trip for the whole family or the move that clears the way to the larger apartment. With an installment loan online instant approval, you know at short notice whether the desired loan can be approved. After entering all the data, you will receive your positive result from the installment loan provider if the bank’s online data check is in your favor. You will receive all contract documents and can accept the bank’s offer.
As soon as you have received the documents, fill out the application and use the PostIdent procedure to prove your identity at Swiss Post with your identity card. Finally, send the complete contract documents back to the bank. There is now nothing standing in the way of paying off your loan with an immediate approval.
The selected credit provider uses a standardized online check procedure to check whether you meet the required requirements. In many cases, Credit Bureau information is also obtained to find out about your credit rating. Depending on the bank, a period of two to four weeks is provided for the time the bank offer is accepted.
If you do not return the signed contract documents to the bank during this time, the bank offer will expire. For this reason, you should not take too long and carefully examine and accept the bank’s contract offer if you accept all of the bank’s contractual terms.
Incorrect information when applying for the installment loan about a too high salary is pointless and leads to avoidable delays. Despite the immediate acceptance, a subsequent change to the contract or a rejection by the bank is possible if your salary slips and bank statements do not match the specified day. If the loan has already been paid out, false information in the loan contract also justifies an immediate repayment of the loan amount.
An online immediate acceptance is therefore only valid if the information provided in the online application is correct. If you need the loan quickly, choose a provider with an instant confirmation from our loan comparison, since not all providers offer this service.